Antwort Will HSBC charge me abroad? Weitere Antworten – Do HSBC charge for overseas transactions

Will HSBC charge me abroad?
HSBC credit cards don't charge foreign transaction fees. However, if you use your HSBC Debit Mastercard® card, you may be charged a fee for any purchases abroad. This includes international payments made online.No overseas transaction or ATM fees will apply (some ATM operators and merchants may charge a separate fee).You can rely on HSBC wherever you travel. While traveling internationally, you will have the peace of mind of knowing that the HSBC Group's ATMs and branch locations offer personal financial services in many countries. Emergency financial support is also available worldwide.

Can I use an HSBC debit card overseas : You can use the debit card for ATM cash withdrawals domestically via HSBC ATMs and MEPS, as well as internationally via VISA networks if you have activated the overseas transactions feature. You may set the defaulted daily ATM cash withdrawal limit of RM5,000 based on your lifestyle and preferences.

Which HSBC card has no foreign transaction fee

The HSBC World Elite Mastercard was much beloved as a travel card due to its many keystone features: no foreign transaction fees, flexible points, a $100 annual travel enhancement credit, World Elite Mastercard benefits, strong insurance, and more.

Do I get charged for using my debit card abroad : Visa exchange rate

This might not be the same day when the transaction took place. A 2.99% fee charged by us for using your debit card abroad when making purchases, withdrawing cash or for refunds.

If you are a Credit Card or Debit Mastercard® holder with HSBC, you will not be charged by us for withdrawing money from an ATM outside the U.S..

You can pay anywhere in any currency using your Monzo card, fee-free. We pass Mastercard's exchange rate directly onto you, without sneaky fees or extra charges.

Do I get charged for using my card abroad

When you use your card abroad, retailers will often give you the choice of paying in either the local currency or pounds. Always choose to pay using the local currency unless you're sure the exchange rate is more favourable. If you choose pounds, the retailer will handle the conversion and may charge you a fee.The following steps will help you avoid foreign transaction fees:

  1. Open a Credit Card Without a Foreign Transaction Fee.
  2. Open a Bank Account Without a Foreign Transaction Fee.
  3. Exchange Currency Before Traveling.
  4. Avoid Foreign ATMs.
  5. Ask Your Bank About Foreign Partners.

Please see our frequently asked questions for full details. Going abroad You don't need to notify us. Just make sure your contact details are up to date, so we can get in touch if there's an issue.

A good rule of thumb when traveling is to select the local currency during payment to avoid conversion fees and to use a card that doesn't charge foreign transaction fees. Cash withdrawals from international ATMs are also subject to fees.

How do I avoid card charges abroad : Using the right card abroad can save you a fortune in hidden fees.

  1. Don't be tempted by airport currency exchange kiosks, which take advantage of eager travellers by charging rates up to 15% higher than the mid-market exchange rate, plus an exchange fee.
  2. Opt to pay in the local currency.
  3. Use a card designed for travel.

Will I get charged using my debit card abroad : There may be additional charges from cash machines or banks when you withdraw money abroad or in a foreign currency. Check before you make the transaction.

How to pay abroad without fees

Here are some of the most efficient, cheapest and safest ways to spend your money abroad.

  1. Travel debit cards. You can use your trusty debit card, but this can be an expensive mistake as you may end up paying unnecessary fees when you spend or withdraw cash from an ATM.
  2. Travel credit cards.
  3. Prepaid travel cards.
  4. Cash.


Debit cards with a Mastercard or Visa logo are widely accepted in Europe. American Express is somewhat less common, except at tourist destinations. Most banks charge a foreign transaction fee and/or a currency conversion fee, so it is worth double-checking these costs before departure.Best debit card to use abroad

Digital bank Chase doesn't charge fees for making purchases abroad. Chase also doesn't charge fees for withdrawing cash while overseas, though you're limited to withdrawing £500 per day.

What bank cards don t charge abroad : The best debit cards to take abroad

  • First Direct. When you were abroad, First Direct used to charge a 2.75% conversion fee every time you used your card to buy something or withdraw cash.
  • Starling Bank. The Starling Bank current account is free.
  • Chase.
  • Monzo.
  • Virgin Money.
  • Kroo Bank.
  • Cumberland Building Society.