Antwort Is it better to change Złoty in Poland? Weitere Antworten – Is it better to exchange money in Poland

Is it better to change Złoty in Poland?
Most frequent travellers recommend that you change your money once you arrive in Poland for a better exchange rate. You can buy the currency at an exchange office – known as a Kantor – in your destination. It's usually best to avoid the airport or your hotel exchange kiosk, as the rates here tend to be poor.The official currency is the Polish Zloty or Złoty. The best way to exchange currency in Poland is to visit a bank, ATM, or Kantor (currency exchange service).A few bars and tourist companies in Kraków and Warsaw will accept Euros but most of the time you won't be able to pay with Euros in Poland. The few companies that do accept Euro probably won't be able to give a very competitive rate, so it's better to simply pay in Złoty.

Where to exchange Polish zloty : Post Office makes it easy to get travel money for your trip. You can order Polish zloty online or in any participating Post Office branch.

Should I use cash or card in Poland

Yes you can use cards, but many small services providers and retailers would prefer cash. Yes, you can definitely get by with card only. Any restaurants you go to that ask for a small cash payment (which is now rare in larger towns/cities) for use of the toilet waive the charge for paying guests.

Does Poland accept the euro : Poland does not use the euro as its currency.

Where Can You Exchange Currency Banks, credit unions, and online currency exchange bureaus and converters provide convenient and often inexpensive currency exchange services. Also, your own bank's overseas ATM or a foreign bank's are ways to get local currency with a credit card or ATM card once you have arrived.

Banks and credit unions are generally the best places to exchange currency, with reasonable exchange rates and the lowest fees. Here's how financial institutions — and a few other places — can help exchange currency near you.

Is it better to use cash or card in Poland

Yes you can use cards, but many small services providers and retailers would prefer cash. Yes, you can definitely get by with card only. Any restaurants you go to that ask for a small cash payment (which is now rare in larger towns/cities) for use of the toilet waive the charge for paying guests.US Dollars to Polish Zlotych conversion rates

USD PLN
100 USD 390.97 PLN
500 USD 1,954.86 PLN
1,000 USD 3,909.72 PLN
5,000 USD 19,548.61 PLN

The World Bank noted that the ongoing war in Ukraine has dampened prospects of a post-pandemic economic recovery in Eastern Europe and hit Poland's growth prospects – a trend that has been reflected in the zloty's weak performance on foreign exchange markets.

Złoty is fully convertible and it's rate of exchange depends on the current state of the exchange market. But do not stress! The best option is to exchange money once you arrive, but until you get your hands on polish złoty, you can easily pay with your debit or credit card.

How much does an ATM charge in Poland : Countries with the highest ATM fees in Europe

Countries % in ATM Fees
Poland 0.63%
Republic of North Macedonia 0.59%
Ireland 0.56%
Norway 0.44%

How much cash do I need in Poland : If you insist using money, the amount depends on your needs. Hotel price should be 100–300 PLN per night for midrange level. Food is cheap, up to 15 PLN for breakfast, 20–50 PLN should be enough for lunch/dinner. Beer and drinks 10–20 PLN.

Is Poland an expensive country

The average cost of living in Poland is 3,500 to 6,000 EUR per year. This cost varies from city to city. Compared to cities like Gdansk, Katowice, and Poznan, the cost of living is higher in cities like Warsaw, Lodz, and Krakow. Poland's capital Warsaw is the most expensive, while Poznan has the lowest cost of living.

You won't be able to pay with euros everywhere (only hotels, some restaurants and shopping malls). You will need to have some PLN with you.Best place to exchange currency: Your bank or credit union

Many banks offer currency exchange to their customers. Though there may be a small fee if you exchange less than a certain amount, your bank or credit union will almost always be the cheapest place to exchange currency.

Is it better to pay in local currency or convert : While there are some situations where it may make sense to use DCCs, it's usually better to pay in the local currency – especially if you use a credit card that doesn't charge foreign transaction fees.